ACTUAL PROBLEMS OF DEVELOPMENT AND OPERATION OF INFORMATION-ANALYTICAL SYSTEMS OF EVALUATION OF RATINGS OF BANKS

Abstract

The article is devoted to current problems of development and operation of information-analytical systems of evaluation of banks ratings.  Different methods of calculating ratings of  banks - classical used by rating agencies in their daily practice as well as  proprietory theoretical and methodological studies presented in modern economic literature have been considered. Special attention in the article is paid to the  problem of authenticity of ranking a financial institution, as  various individual methods and calculations are used  which lead to obtaining differing results. The lack of accountability makes recommendations about the reliability of such information of little use for a primary investor. It has been revealed that ratings today are based on estimates of financial institutions and do not take into account separate investment products. In the investment market a rating should be carried out not only for the banks but also for all investment products.

DOI: https://doi.org/10.28925/2414-0325.2017.3.110.20